This page explains how content gets made on GoSpend: where numbers come from, who’s accountable for them, and how we use AI tools in the process.
Education, not advice
Everything we publish is framed as “here’s how the math works,” not “here’s what you should do.” We explain mechanisms — how a mortgage amortizes, how an employer 401(k) match compounds, how tax brackets apply — so you can reason about your own situation. We do not give personalized financial, investment, tax, or legal advice.
Where our numbers come from
Calculators and articles that reference rates, limits, or figures are built on public, authoritative sources: the Federal Reserve (FRED), the U.S. Treasury, the Bureau of Labor Statistics, and IRS published guidance, among others. When a figure is time-sensitive (a contribution limit, an interest rate, a tax bracket), we note the year or date it applies to, because these numbers change.
Authorship and accountability
Every article on GoSpend is attributed to a real, named author — currently Nicholas Bulgin. We don’t publish under pseudonyms. If a piece is wrong, there’s a real person and a real corrections process behind it, not an anonymous byline.
Our use of AI
We use AI tools to help draft and research some content on this site. Every piece is reviewed by a human before publication, and any figures, rates, or claims are checked against the sourcing standard described above. AI is a drafting tool here, not an unsupervised author — nothing goes live without a person taking responsibility for it.
Corrections
Mistakes happen. When we find one, or someone reports one, we fix it and note it. Full process on our Corrections Policy page.
