Best 529 Plan in Vermont The quick answer: VT 529 Vermont’s state-sponsored 529 plan is VT 529. Vermont offers a state income tax credit for contributions. Unlike the nine “tax parity” states, Vermont only offers this benefit for contributions to VT 529 specifically — contributing to a different state’s plan instead means giving up the … Read more
Best 529 Plan in Virginia The quick answer: Invest529 Virginia’s state-sponsored 529 plan is Invest529. Virginia offers a state income tax deduction for contributions, $4,000 per account per year, with unlimited carryforward of any excess. Unlike the nine “tax parity” states, Virginia only offers this benefit for contributions to Invest529 specifically — contributing to a … Read more
Best 529 Plan in Washington The quick answer: WA529 Invest Washington’s state-sponsored 529 plan is WA529 Invest. Since Washington has no state income tax, there’s no state tax deduction to weigh either way — you’re free to compare WA529 Invest against any other state’s plan purely on fees and investment options, with no tax penalty … Read more
Best 529 Plan in West Virginia The quick answer: SMART529 WV Direct College Savings Plan West Virginia’s state-sponsored 529 plan is SMART529 WV Direct College Savings Plan. West Virginia offers a state income tax deduction for contributions, fully deductible, no annual cap. Unlike the nine “tax parity” states, West Virginia only offers this benefit for … Read more
Best 529 Plan in Wisconsin The quick answer: Edvest 529 Wisconsin’s state-sponsored 529 plan is Edvest 529. Wisconsin offers a state income tax deduction for contributions. Unlike the nine “tax parity” states, Wisconsin only offers this benefit for contributions to Edvest 529 specifically — contributing to a different state’s plan instead means giving up the … Read more
Best 529 Plan in Wyoming The quick answer: Wyoming doesn’t have its own plan Wyoming closed its state-sponsored 529 plan in 2006 and has not reopened one since. That’s an unusual situation — Wyoming is the only state without a 529 plan of its own. The good news is this doesn’t actually put Wyoming residents … Read more
Best 529 Plan in Oklahoma The quick answer: Oklahoma 529 Oklahoma’s state-sponsored 529 plan is Oklahoma 529. Oklahoma offers a state income tax deduction for contributions. Unlike the nine “tax parity” states, Oklahoma only offers this benefit for contributions to Oklahoma 529 specifically — contributing to a different state’s plan instead means giving up the … Read more
Best 529 Plan in Oregon The quick answer: Embark Oregon’s state-sponsored 529 plan is Embark. Oregon offers a state income tax credit for contributions. Unlike the nine “tax parity” states, Oregon only offers this benefit for contributions to Embark specifically — contributing to a different state’s plan instead means giving up the credit. For most … Read more
Best 529 Plan in Pennsylvania The quick answer: Pennsylvania 529 Investment Plan Pennsylvania’s state-sponsored 529 plan is Pennsylvania 529 Investment Plan. Pennsylvania offers a state income tax deduction for contributions. Pennsylvania is one of nine “tax parity” states, meaning the deduction applies to contributions to any state’s 529 plan, not just Pennsylvania 529 Investment Plan … Read more
Best 529 Plan in Rhode Island The quick answer: CollegeBound Saver Rhode Island’s state-sponsored 529 plan is CollegeBound Saver. Rhode Island offers a state income tax deduction for contributions. Unlike the nine “tax parity” states, Rhode Island only offers this benefit for contributions to CollegeBound Saver specifically — contributing to a different state’s plan instead … Read more
Nicholas Bulgin is an entrepreneur and investor with hands-on experience across stocks, cryptocurrency, real estate, and emerging asset classes. He writes about the practical mechanics of building and managing wealth.